Tool profile · Finance & bookkeeping

Wave

Free accounting and invoicing for small businesses; payments cost extra. Best for: free bookkeeping for a solo business.

What people use it for

  • Free bookkeeping

Learning difficulty

2/5: Accounting basics needed.

Competitors

ToolPricing modelFree planStarting priceDifficultyOutput rightsBest for
WaveFree plan + paid plansYesSee official site2/5–Free bookkeeping for a solo business
QuickBooks OnlinePaid plans onlyTrial only$0 · then $38/mo ($19/mo for 3 months)3/5Not a content generatorBooks your accountant already knows
XeroPaid plans onlyTrial only$27/mo ($5.40/mo for the first 3 months)3/5Not a content generatorAccounting outside the US or with many bank feeds
FreshBooksPaid plans onlyTrial onlySee official site––Freelancers billing clients
RevenueCatFree plan + paid plansYes$0 · then 1% of tracked revenue3/5Not a content generatorMobile app subscriptions
StripePay as you goYes2.9% + 30¢ per successful domestic card charge2/5Not a content generatorTaking card payments and subscriptions
PayPal BusinessPay as you goYesSee official site1/5–Clients who prefer PayPal

Alternatives with a free plan

Used in our research notes

None of our research notes use it yet.

Short profile. We checked the official site and pricing model on . We don't list exact prices here; they're tracked only on our in-depth profiles. Check the official site before you buy.

The weekly research note

One new note a week: costs, hours and earnings ranges, with sources. Subscribe and get our free guide, AI side income that actually pays (October 2026). Unsubscribe anytime. Privacy