Invoicing & payments tools
Get paid by clients and customers. 7 tools we track, checked .
Short answer page: What's the best invoicing & payments tool?
Ranked by fit for solo businesses: tools we profile in depth first, then those used in our research notes, then the rest. Affiliate status never changes the order.
- 1
RevenueCat
Pick this if you want mobile app subscriptions.
Handles in-app subscriptions and paywalls across app stores.
Free plan + paid plans · Free plan: Yes · $0 · then 1% of tracked revenue · Difficulty 3/5
- 2
Stripe
Pick this if you want taking card payments and subscriptions.
Online payments, subscriptions and invoicing, paid per transaction.
Pay as you go · Free plan: Yes · 2.9% + 30¢ per successful domestic card charge · Difficulty 2/5
- 3
Wave
Pick this if you want free bookkeeping for a solo business.
Free accounting and invoicing for small businesses; payments cost extra.
Free plan + paid plans · Free plan: Yes · Difficulty 2/5
- 4
PayPal Business
Pick this if you want clients who prefer PayPal.
Payments and invoicing with a widely trusted checkout.
Pay as you go · Free plan: Yes · Difficulty 1/5
- 5
Wise Business
Pick this if you want getting paid in other currencies.
Multi-currency business account for receiving and sending money abroad.
Pay as you go · Free plan: Yes · Difficulty 2/5
- 6
FreshBooks
Pick this if you want freelancers billing clients.
Invoicing and accounting for freelancers and service businesses.
Paid plans only · Free plan: Trial only
- 7
Payoneer
Pick this if you want marketplace payouts abroad.
Cross-border payments account used by marketplaces and freelancers.
Pay as you go · Free plan: Yes
Side-by-side
| Tool | Pricing model | Free plan | Starting price | Difficulty | Output rights | Best for |
|---|---|---|---|---|---|---|
| RevenueCat | Free plan + paid plans | Yes | $0 · then 1% of tracked revenue | 3/5 | Not a content generator | Mobile app subscriptions |
| Stripe | Pay as you go | Yes | 2.9% + 30¢ per successful domestic card charge | 2/5 | Not a content generator | Taking card payments and subscriptions |
| Wave | Free plan + paid plans | Yes | See official site | 2/5 | – | Free bookkeeping for a solo business |
| PayPal Business | Pay as you go | Yes | See official site | 1/5 | – | Clients who prefer PayPal |
| Wise Business | Pay as you go | Yes | See official site | 2/5 | – | Getting paid in other currencies |
| FreshBooks | Paid plans only | Trial only | See official site | – | – | Freelancers billing clients |
| Payoneer | Pay as you go | Yes | See official site | – | – | Marketplace payouts abroad |
"Starting price" is shown only for tools we profile in depth, where we read the official pricing page on . For the others, check the official site.