Best tool for · Finance & bookkeeping
What's the best invoicing & payments tool?
Get paid by clients and customers.
First hour with Stripe: setup checklist in the profile.
Short comparison
| Tool | Pricing model | Free plan | Starting price | Difficulty | Output rights | Best for |
|---|---|---|---|---|---|---|
| RevenueCat | Free plan + paid plans | Yes | $0 · then 1% of tracked revenue | 3/5 | Not a content generator | Mobile app subscriptions |
| Stripe | Pay as you go | Yes | 2.9% + 30¢ per successful domestic card charge | 2/5 | Not a content generator | Taking card payments and subscriptions |
| Wave | Free plan + paid plans | Yes | See official site | 2/5 | – | Free bookkeeping for a solo business |
| PayPal Business | Pay as you go | Yes | See official site | 1/5 | – | Clients who prefer PayPal |
| Wise Business | Pay as you go | Yes | See official site | 2/5 | – | Getting paid in other currencies |
| FreshBooks | Paid plans only | Trial only | See official site | – | – | Freelancers billing clients |
Ranked by fit for solo businesses: tools we profile in depth first, then those used in our research notes, then the rest. Affiliate status never changes the order. See all 7 invoicing & payments tools with a ranked shortlist.
Quick answers
What's the best invoicing & payments tool?
Our overall pick is Stripe: Taking card payments and subscriptions.
What's the best free invoicing & payments tool?
RevenueCat, which has a free plan or free version. Mobile app subscriptions.
Which invoicing & payments tool is easiest for beginners?
PayPal Business, rated 1/5 to learn.